Festive Summer Season
As summer kicks off and the festive season begins, the economy faced renewed pressure in November with inflation rising to 3.8% and the RBA holding rates steady, though a potential hike remains on the radar. Despite this, consumer confidence lifted sharply to its highest point since early 2022. Unemployment edged down to 4.3%, but strong wage growth continues to concern the RBA. Global equity markets were volatile amid AI-related uncertainty and growing government debt. Meanwhile, surging commodity prices supported the Australian dollar, which ended the month at $0.653.
How Generosity Can Be Part Of Your Financial Plan
Giving during the festive season can do more than spread cheer — it can support your family, benefit charities, and even provide tax advantages. Planned giving, rather than spontaneous donations, helps you make a bigger impact and build a lasting legacy. Options like family trusts, charitable funds, or donor-advised funds let you give strategically, involve younger generations, and align your finances with your values.
Your Money Your Priorities
Investing isn’t just about growth and returns — more Australians want their money to make a positive impact. Surveys show that most investors prefer ethical or responsible investments, avoiding industries that are involved or complacent with animal cruelty, human rights abuses, or other social issues. Aligning your portfolio with your values doesn’t mean sacrificing returns; many responsible investments perform competitively, with some outperforming the broader market.
Values-based investing adds meaning to your portfolio while still following core principles like diversification. Freeman Financial Group can help you navigate options, balance ethical considerations with financial goals, and create a strategy that reflects what matters most to you. It’s about making your money work both for your future and the causes you care about.
Celebrating With Heart, Not Habit
As the festive season approaches, we’re reminded that celebrations in Australia look different for everyone—and that’s what makes this time of year so special. From long-held cultural traditions to relaxed beach days and BBQs, there’s no single “right” way to celebrate. Amid the rush of expectations, it’s easy to feel overwhelmed. Letting go of pressure and rethinking old habits can help focus the season on what truly matters: connection, joy, rest and meaning. Traditions can evolve as life changes. Whether you keep the rituals you love or create new ones—like swapping the roast for seafood, choosing experiences over gifts, or simply enjoying a quiet moment—you have permission to shape the season in a way that feels authentic. Whatever your celebrations look like, we hope this festive season brings you warmth, joy and time to recharge.
As always, if you would like to discuss the contents of this newsletter don’t hesitate to contact our office at 1300 720 696.
